When you are in a relationship, there are a lot of things to discuss once a future together becomes a real possibility. Chief among them are children, religion, and FINANCES. When it comes to handling money with a significant other, especially in the beginning, there are a lot of things to talk about, and somethings … Continue reading Managing Money Together: What Financial Disclosures Should I Make to My Significant Other and When?
4 Ways to Use Money As a Tool, Not a Toy
When I was teaching, kids would constantly slam the classroom door on their friends or try to hold it closed so others couldn't get in. At some point, I started telling that them that the door was a tool not a toy. I would then launch into musing about why they thought it was a … Continue reading 4 Ways to Use Money As a Tool, Not a Toy
Sinking Funds vs. Savings Accounts
Sinking funds and savings accounts are two financial tools that you can use to create financial peace and make personal finance as simple as possible. This post will walk you through the difference between the two accounts and how you can use them to create financial stability even on a relatively small income. Savings Accounts … Continue reading Sinking Funds vs. Savings Accounts
Why Are Money Conversations So Darn Difficult?
A conversation about money is one of the most loaded conversations you will ever have with your partner. And I'll tell you why (but bear in mind I'm not a psychologist). Money conversations aren't really about the money. Money is just the conduit, the outer expression of a whole host of emotions that you may … Continue reading Why Are Money Conversations So Darn Difficult?
Getting a Refund? Here’s What You Should Do with Your Tax Return
It's that time of year. The time to do your taxes and perhaps get a refund. And then comes the inevitable question: what should you do with your refund? The best thing that my husband and I have ever done with a tax refund is use it to get our income a month ahead. Let … Continue reading Getting a Refund? Here’s What You Should Do with Your Tax Return
Our Biggest Budgeting Secret
Beyond all of the advice we got from Dave Ramsey, finance books, articles, etc, there was one thing we did while getting out of debt that was a game-changer for us. When we first started budgeting, I would get a little stressed out having to budget every 2 weeks or guessing as to what our … Continue reading Our Biggest Budgeting Secret