Future Posts and Ideas

Future Posts and Ideas:

  • What happens after paying off debt
    • Next steps
    • How it feels
  • Sinking fund categories
  • Why budget
  • Financial freedom
    • What it means for us
    • What it could mean for you
  • Our current financial situation
  • How we live to stay debt free
  • Preparing for a debt free christmas
  • How to talk to family about your financial goals
  • How to deal with unsupportive family or friends (or people who just don’t understand)
  • Discussing money with a spouse/partner
  • Money musings: find a quote and explain what it means
  • Budgeting for groceries/meal planning
    • Things we buy in bulk and how we store them (pickle jars, mason jars)
  • {Free Guide} List of money topics to discuss on a road trip/over drinks/on date night/etc.
    • What is your favorite thing you’ve ever bought?
    • How much did you see yourself making when you were a kid?
    • What is the best give you’ve ever given/gotten?
    • How much money would you want to save for kids’ college?
    • How much do you want to spend on a house?
    • Did you have any odd jobs growing up?
    • What’s the weirdest job you’ve ever had?
    • Which parent was the saver and which was the spender?
    • What was the best job you ever had?
    • What did you do with spare change as a kid?
    • When you had extra money growing up, what did you spend it on?
    • Did your parents argue about money?
    • If you could buy anything, money is no object, what would it be?
  • A list of ways to save money
    • Buy store brand diapers
    • Make your own baby food-I feel like people make this into a big deal, but it’s super easy. Our go-tos
      • Sweet potatoes (microwave and blend with water)
      • Peas (frozen-thaw in a pan and blend with water)
      • Corn (frozen-thaw in a pan and blend with water)
      • Squash (roast in the oven and blend with water)
      • Oatmeal (grind in a coffee grinder and store in the fridge)
      • Chicken (boil chicken breast blend with rice or sweet potatoes, the texture is really grainy if it’s by itself)
      • Rice (cook rice as usual and blend with water, adding sweet potatoes, chicken, squash, etc, the texture is really sticky if it’s by itself)
    • Breastfeed (if possible)-I can’t imagine how much money formula costs, and while breastfeeding can create some stress and can be time consuming, the health benefits and savings make it totally worth it.
    • Thrift sales/hand-me-downs-I’m definitely not into spending money on clothes that the kids are going to grow out of in a matter of months. Once Upon a Child will occasionally have a .25 onesie sale, and I stock up then. Take advantage of yard sales.
    • Decide the difference between what they need and what you want them to have-Do babies that can’t walk need a pair of $50.00 baby Nike’s? No. Do kids that are
  • How to tell if they’re a spender or a saver
  • Tips to help savers spend and spenders save
  • Savers vs. Spenders

Course Outline: Managing Money Together

    • Supplies (optional): pen and paper, calculator, beverages
    • Introduction:
      • Our $90,000 Turnaround
      • How we manage to avoid money fights.
    • Module 1: Get talking
      • Find a time when it is just the 2 of you.
      • No kids, electronics, chores, or other distractions.
      • Set some guidelines:
        • Suggested:
          • Speak honestly
          • Don’t take things personally
          • Use “I feel” statements rather than “you” statements
      • Action Steps: Write down your “Rules for Discussion”
    • Module 2: Early experiences with money
      • Lesson 1: Find your personal money style
      • Workbook: If you’ve printed the workbook, follow along and answer each question. (Otherwise, you can answer the questions on your own paper and then discuss).
      • Discussion questions
      • Action Steps: Decide how the two of you would want your kids to answer these questions. We’ll get to the how later.
    • Module 3: Spending Comfort Level
      • Workbook
      • Discussion
  • Action Steps:
  • Module 4: Dream Together
    • What do you want your money to accomplish for you?
  • Module 5: Backward Planning
    • How will you get to this point?