Sinking funds and savings accounts are two financial tools that you can use to create financial peace and make personal finance as simple as possible. This post will walk you through the difference between the two accounts and how you can use them to create financial stability even on a relatively small income. Savings Accounts … Continue reading Sinking Funds vs. Savings Accounts
A time of crisis means that things can get scary really quickly. Being prepared for the unexpected can help reduce panic and focus on getting through it.
A conversation about money is one of the most loaded conversations you will ever have with your partner. And I'll tell you why (but bear in mind I'm not a psychologist). Money conversations aren't really about the money. Money is just the conduit, the outer expression of a whole host of emotions that you may … Continue reading Why Are Money Conversations So Darn Difficult?
It's that time of year. The time to do your taxes and perhaps get a refund. And then comes the inevitable question: what should you do with your refund? The best thing that my husband and I have ever done with a tax refund is use it to get our income a month ahead. Let … Continue reading Getting a Refund? Here’s What You Should Do with Your Tax Return
The holidays are here! That means road trips to visit family and friends, get togethers, gatherings, dates, and cozy nights in. And with the New Year right around the corner, what better time to start (or continue) talking with your partner about finances? Getting on the same page financially can have a huge impact on … Continue reading 20 (Financial) Questions for Road Trips and Date Nights
Christmas is almost here, which means that it's gift giving time! If you haven't yet realized your dream of a gift free Christmas (or maybe that's just my dream), that means there are probably people on your list that you need to buy for. And if you're anything like me, it's easy to get overwhelmed … Continue reading Christmas Gift Planner!
When it comes to managing your money and planning for future expenses, sinking funds are where it's at! A sinking fund is essentially a mini savings account that is intended to be spent for a specific purpose. The majority of our bills are paid every 6 months. That meant that every 6 months, we'd be … Continue reading Sinking Fund Categories to Help You Manage Expenses
It's November. That means that next month is December. Which means the month after that is 2020. Insert all of the wide-eyed emojis. This post will help make sure that 2020 is the year that you're ready for all of life's expenses both expected and unexpected. So, get ready because I'm going to give you … Continue reading 3 Ways to Use Sinking Funds in the New Year
If you're not used to budgeting, it can be a huge adjustment to the way you handle your money. It takes months to get used to and there is definitely a learning curve, but it can revolutionize the way you think of your money. If you're a Dave Ramsey follower, you've probably heard him say … Continue reading Budgeting Concerns
Need a simple way to add up your investment contributions and check them against your investment goals? Check out this Investment Contribution Inventory!